Thanksgiving is a time when many families and loved ones gather to give thanks for their blessings and spend quality time with one another. Typically, Thanksgiving gatherings often involve cooking, traveling and even Black Friday shopping for great deals. However, Thanksgiving holidays can also be a time of danger and carelessness, so today's blog post offers three simple tips for a safer Thanksgiving holiday with family and friends.

When making purchases, it is always beneficial to be an informed consumer, taking time to learn about the best deals for our hard-earned money. However, with some purchases, such as buying a new home, it is best to let professionals do the research for us because of the vast array of options, rules and regulations involved in the purchase. Buying insurance is another instance where it is best to have an insurance agent on your side to research and handle the transaction details for you to ensure you have the coverage you need at a great price.

It can be easy to think that if we just have insurance coverage for our possessions that we're secure. In reality, individuals and families can make simple mistakes when it comes to property insurance coverage, and this can leave policyholders devastated when disaster strikes. It's important to understand the common mistakes people make when it comes to property insurance, and learn how to avoid them to ensure proper coverage, better premiums, and great help when it's needed most.

Halloween is fast approaching, and with it comes an opportunity for property owners to welcome children and families to their doorstep with trick-or-treating festivities. Before welcoming visitors to your property this Halloween, it's important to make sure your property is safe to prevent falls, slips and other personal injuries or property damage. Here are three ways to make your residential or commercial property safer in time for trick-or-treaters this Halloween.

Insuring your home, business, vehicles and other assets is not as simple as it once was. There are vast array of policy options and coverage types to choose from, in addition to the evolving laws and terminology surrounding insurance coverage. One coverage choice that can often lead to confusion is the difference between Replacement Coverage and Actual Cash Value Insurance Coverage. In today's blog post, we'll look at the two types of coverage and how they protect your assets and their value.

In our previous blog post, we looked at the reasons why homeowners, renters and business owners put themselves and their property in jeopardy when attempting DIY projects. Trusting these projects to professional companies and contractors keeps individuals and their families safe, and it reduces incidents of property damage.

For many Houston homeowners, particularly those living in older homes, there is often a desire to make home improvements, such as renovating a bathroom, installing recessed lighting, painting the exterior of the home, or removing a tree for better visibility. While cable shows and Internet videos can make home improvement projects look simple enough, in reality a vast majority of home improvement projects can be dangerous, leading to personal injury and property damages.

In our lifetime, we accumulate a large amount of things, ranging from small, mundane items to sentimental and expensive assets. Although we may have a house or apartment full of items, it would be a struggle to create a detailed list of our possessions from memory, much less the current value of these items. When disasters like a house fire or apartment theft occur, policyholders need to provide accurate details regarding their missing or damaged items. This process is especially painful when dealing with the shock and emotional rollercoaster of a burglary or fire.

Thanks to the Internet, many records and legal documents are now available to search and review online, whether they are marriage records, birth records, divorce records, and even property records. Although it can be convenient to have access to this information at any time, in reality the online publication of this sensitive information jeopardizes an individual's security and privacy. It is critical for people to take proactive steps to minimize or better control the kind of public information that's available online, for the privacy and safety of family members and property.

In last week's blog post, we looked at the many ways that social media posts and photos can put people's homes and possessions at risk of theft or vandalism. Criminals can easily scan social media feeds and learn if a person is away on a vacation, is dining out with friends, or has recently purchased something valuable like a new car or expensive watch.