In the last few years, American consumers have grown increasingly frustrated with large, multinational companies that offer a huge range of services or products, but also have terrible customer service and steep prices. As a result, consumers are flocking to smaller, independent companies that can offer comparable goods and services, but with better customer care and competitive rates. This is especially true in the insurance field, where choosing an independent insurance agency can make a significant difference in the cost, care, and quality of insurance products.

Major life changes will often lead individuals or families to update or increase personal insurance coverage. For example, when a couple gets married or welcomes a new child to their family, it can trigger a change in life insurance coverage, estate planning, and beneficiary information. However, there are some life changes that can still impact personal insurance coverage that people forget about.

Individuals and families accumulate assets and valuables over time, but not everyone protects their property in the best way. Often, people can be careless with how they display and store what means most to them, and unknowingly make themselves a target for thieves. In today's blog post, we discuss the importance of locking up assets and valuables, and offer four suggestions to keep your property safe from criminals.

This weekend Houston hosts the biggest football game of the year, with millions of people across the county gathering in homes, restaurants, and bars to watch the game, fill up on delicious food, and have fun. While it can be great to celebrate and watch sports games with family and friends, it's important to remember a few safety tips to ensure you have a fun and safe time. No one wants a big game celebration interrupted by an personal injury or accident that requires medical attention or the fire department.

New parents are inundated with suggestions and products to help them care for and raise their children, covering a wide range of issues. Some of the more popular topics include feeding, clothing, education, discipline, safety gear, medical decisions, and more. However, new parents don't often get helpful suggestions about money and finances, which can leave families in a financial bind down the road if finances aren't addressed early.

In this era of global corporations and multi-national businesses, it can be hard for the average commercial consumer to be noticed or feel appreciated by their service providers. Clients might feel like they are simply nothing more than an account number, especially when they are in need of customer service. Thankfully, commercial insurance customers do have choices, and one of the best ones they can make is choosing an independent insurance agency instead of a large, faceless insurance corporation.

Every homeowner dreads the thought of criminals making their way into their home and stealing their property and valuables, as well as hurting their loved ones. In addition to losing personal possessions to thieves, homeowners also lose valuable peace of mind. Sadly, some homeowners can make their homes prime targets for thieves, vandals, and other criminals without even realizing it.

As adults, we'e required to make financial decisions every day, but some of these may be smart choices while others are mistakes. Although some financial mistakes impact us on a short-term basis, others may result in serious repercussions, such as delaying our retirement. In today's blog post, we discuss what kinds of financial mistakes could delay our retirement, and what can be done to correct these mistakes and make sure retirement goals are met on a timely basis.

The state of Texas requires minimum amounts of auto insurance coverage in order to operate a vehicle in our state, which is liability coverage for property damage or bodily injury you may cause with your vehicle.  However, there is no one type of car accident. Some may be single-car accidents caused by a drowsy driver, while others may be multi-car pile-ups with many injured drivers and passengers.

The holidays are a festive time of celebration, often involving traveling, gathering with family and friends, and sharing delicious meals together. Sadly, they can also be a dangerous time for families and friends if proper precautions are not taken. In today's blog post, we discuss three common dangers that occur most during the holidays, and what people can do to mitigate their risks.