In our previous blog post, we looked at the reasons why homeowners, renters and business owners put themselves and their property in jeopardy when attempting DIY projects. Trusting these projects to professional companies and contractors keeps individuals and their families safe, and it reduces incidents of property damage.

For many Houston homeowners, particularly those living in older homes, there is often a desire to make home improvements, such as renovating a bathroom, installing recessed lighting, painting the exterior of the home, or removing a tree for better visibility. While cable shows and Internet videos can make home improvement projects look simple enough, in reality a vast majority of home improvement projects can be dangerous, leading to personal injury and property damages.

In our lifetime, we accumulate a large amount of things, ranging from small, mundane items to sentimental and expensive assets. Although we may have a house or apartment full of items, it would be a struggle to create a detailed list of our possessions from memory, much less the current value of these items. When disasters like a house fire or apartment theft occur, policyholders need to provide accurate details regarding their missing or damaged items. This process is especially painful when dealing with the shock and emotional rollercoaster of a burglary or fire.

Thanks to the Internet, many records and legal documents are now available to search and review online, whether they are marriage records, birth records, divorce records, and even property records. Although it can be convenient to have access to this information at any time, in reality the online publication of this sensitive information jeopardizes an individual's security and privacy. It is critical for people to take proactive steps to minimize or better control the kind of public information that's available online, for the privacy and safety of family members and property.

In last week's blog post, we looked at the many ways that social media posts and photos can put people's homes and possessions at risk of theft or vandalism. Criminals can easily scan social media feeds and learn if a person is away on a vacation, is dining out with friends, or has recently purchased something valuable like a new car or expensive watch.

Social media can be a fun and engaging way to connect with family and friends through quick and simple updates. While you might think social media posts and pictures are harmless and innocent, others might see them as opportunities for theft, vandalism and other criminal activity. Social media posts can easily put people and property at risk, so it's important to understand how criminals can use our social media posts against us, and safer ways to communicate through social media.

Homeowners, renters and business owners can prepare for disasters or catastrophic events in a wide variety of ways. Preparations might include buying fire extinguishers for a home, trimming trees to reduce property damage during severe weather, or installing security cameras in a business to deter thieves. One of the most destructive and unexpected disasters that can impact a homeowner, renter or business owner is a lightning strike.

Houstonians are enjoying a milder summer than usual, meaning more families are spending time outdoors and enjoying fun activities such as swimming, bike riding, and grilling out. Although these summer activities offer great fun, it's important to use safety to ensure the protection of family members and property. Here are some basic safety tips for Houston families to stay safe this summer.

The Texas Gulf Coast is home to amazing beaches, from the white sands of South Padre, the tranquil nature reserves of Port Aransas, or the nearby family attractions in Galveston. This summer, many friends and families are planning beach trips, but it's important to take a few safety precautions before heading out to your beach destination.

Accidents can occur at any time, which is why quality insurance coverage is so important. Although most people have some form of insurance, such as life insurance, auto insurance, business insurance, or homeowners insurance, many just have basic or limited coverage that doesn't offer much protection. In reality, accidents often end up costing much more than we realize, even more so when it's an unusual or bizarre accident.