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Written by Adam Miller
What Businesses Should Be Doing Now Before Hurricane Season

After witnessing the devastation brought by Hurricanes Harvey, Irma, and Maria last year, business owners across the Gulf Coast will have a weary eye on the tropics as hurricane season begins in just a couple of months. However, businesses have the opportunity to take actions now that can help limit business closures, mitigate potential income losses, and reduce damages in the event our region is struck by another hurricane or major weather event. In today's Aegis blog post, we look at three things companies should be doing now before the start of hurricane season on June 1.

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Written by Adam Miller
Would Your Business Be Able To Survive Another Hurricane?

Nearly eight months ago, business owners throughout southeast Texas were devastated by Hurricane Harvey, a torrential storm that brought record-shattering rainfall and widespread flooding. Thousands of companies throughout the Gulf Coast were left with no electricity, damaged buildings and assets, and substantial losses and cleanup.

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Written by Adam Miller
A Closer Look At Restaurant Liability Exposures

In a recent blog post, we looked at how restaurants may have different commercial insurance needs over time because of changes in size, business assets, and employee rosters. Today we continue on the same theme of restaurant insurance by looking at other liability exposures that are more prevalent in the restaurant industry, and how the right kind of coverage can help mitigate these risks.

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Written by Adam Miller
Three Factors To Research Before Buying A New Home

It's common for individuals and families in the market for a new home to start their research in the spring. Many will closely examine floor plans and home amenities, subdivisions and deed restrictions, nearby school districts, shopping and entertainment centers, and traffic conditions. However, there are three other important factors to consider that can impact your future home's property value, as well as insurance coverage needs. In today's Aegis blog post, we'll examine these three additional factors to research before buying a new home.

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Written by Adam Miller
Is Your Restaurant Insurance Up To Date?

Texas is home to some of the nation's most dynamic restaurants, with dining options ranging from tiny mom and pop cafes to world-class gourmet cuisine. No matter the size, cuisine or price range, restaurants all need Commercial Restaurant Insurance in order to operate and protect their business. However, the Commercial Insurance purchased when the doors first open may not meet the unique needs of restaurant owners after the business has been established and flourishes over time.

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Written by Adam Miller
How To Reduce Accidents and Liability Risks At Your Next Party

We're a social society, and we love to celebrate life's biggest events surrounded by our closest friends and family, whether it's a birthday, graduation, baby shower, family reunion, or a fun crawfish boil with friends. However, hosting a party can come with certain risks, and these risks, if left unchecked, can lead to accidents and potential liability claims. Rather than risk loved ones or close friends getting hurt, homeowners can mitigate these risks through a few proactive steps.

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Written by Adam Miller
Three Ways Aegis Educates Insurance Clients

While students are taught history, science, grammar, and math in school, few ever get an opportunity to learn about real world information needed as an adult, such as how to file income taxes, the ins and outs of a mortgage, or how insurance works. As a result, many young people leave high school or college without understanding what kind of insurance they need, how it works, or how it can help in the event of a disaster. In addition, many individuals, families, and business owners can end up getting the wrong kind of coverage for their needs.

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Written by Adam Miller
Are There Gaps In Your Insurance Coverage?

Disasters and life events always bring with them lessons for the future, whether you're directly impacted or have just narrowly avoided a disaster. These lessons may come from natural disasters like Hurricane Harvey, life events like medical emergencies, or accidents like a car crash. In these situations, consumers can learn something about their financial security and protection when it's needed most. One of the more common things people learn after a disaster is that they might have a gap in their insurance coverage.

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Written by Adam Miller
Simple Changes To Prevent Car Break-Ins

In Texas, we love our cars and trucks, and we rely on them for everything from work commutes, taking kids to school, running errands, and road trips. It's our attachment to them that makes it so shocking and frustrating when thieves break into our vehicles. However, a large percentage of car break-ins are largely preventable, meaning many vehicle owners don't realize how they've made their cars and trucks easy targets for criminals.

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Written by Adam Miller
Why Your Company Needs Employment Practices Liability Insurance

Companies across the country are finding themselves in uncharted territory as a growing number of Americans workers speak out and stand up against workplace harassment and discrimination. While many companies are taking great strides to train and educate employees on proper workplace attitudes, behavior, language, and conduct, they could still find themselves liable if an employee is harassed, treated improperly, or suffers discrimination in the workplace.

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