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Written by Adam Miller
Does My Business Need Off-Premises Utility Interruption Coverage?

Businesses of all sizes and industries rely on outside service providers in order to help their company run smoothly. Some of the most critical services a company needs are utility services, specifically electricity, water, and gas utilities. Even small disruptions to these utilities could result in major financial losses, particularly when they occur offsite of a commercial property. Today's Aegis blog post looks at Off-Premises Utility Interruption Coverage, and why your business likely needs it.

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Written by Adam Miller
How To Properly Inventory Your Personal Possessions

We always want to be prepared in the event a disaster strikes our home, whether it's a fire, flood, burglary, or other major event. But if your home and possessions are lost or stolen, how well would you be able to remember all of your assets and their value for insurance purposes? The reality is that people greatly underestimate how many possessions they actually have, as well as their overall value, particularly after the trauma of a disaster when they are relying strictly on their memory.

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Written by Adam Miller
Three Ways Your Business Can Improve Customer Safety

One of the primary goals of any business is to attract customers, and a steady stream of them is a good indicator that your business is on the right track to success and growth. However, a higher number of customers can also come with a greater risk for potential injuries and accidents, especially for certain accident-prone industries such as restaurants and retail. Our Aegis blog post today focuses on ways to make your business safer for customers, as well as employees and other visitors to your commercial property.

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Written by Adam Miller
How To Protect Your Business From Natural Disasters

Our country has many examples of natural wonder and beauty, such as the Grand Canyon, Niagara Falls, The Rocky Mountains, and the mighty Mississippi River. However, we regularly face dangers and threats that also come from Mother Nature, such as earthquakes, wildfires, floods, hurricanes, and other severe weather. Given the recent earthquakes in California and flooding in the Midwest, businesses must make sure they are well protected from natural disasters, whether they are local or halfway across the country.

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Written by Adam Miller
Which Kind Of Liability Coverage Do I Need?

When it comes to commercial insurance, business owners want what matters most to be well protected, whether it's employees, commercial buildings, company vehicles, or business property. It's also just as important to protect against liability claims that can threaten the future of a business, since a single liability claim can deplete a company's entire net worth, or force the permanent closure of a thriving business.

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Written by Adam Miller
Improving Workplace Safety Starts With Improving Processes

When accidents or injuries occur in the workplace, it's common for companies to put the blame on a "careless" worker, or to blame supervisors or other employees for a lack of oversight. However, many workplace accidents and injuries can be avoided by first improving workplace conditions and processes, which would reduce employee injuries, workplace downtime, and potential Workers Compensation claims. Today's Aegis blog post highlights several ways companies can improve workplace processes to increase workplace and worker safety.

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Written by Adam Miller
How Retirement Can Change Your Insurance Needs

Each year, millions of Americans reach retirement age, while millions more work, plan, and save towards their eventual retirement. While retirement may look different for each person or family, there are some common changes that impact nearly all retirees and their loved ones. Our Aegis blog post today highlights one of the most significant changes for those entering retirement ages, which are insurance needs. We discuss how insurance needs change for retirees, and what people can do to ensure they are well protected as they enter their sunset years.

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Written by Adam Miller
Summer Maintenance Projects That Can Protect Your Business Property

Businesses often make staff and merchandise preparations for certain holidays, closures, and busy seasons to ensure everything runs smoothly throughout the year. However, many fail to take proper precautions or perform basic maintenance that can improve and protect their business property, especially during the brutal summer months. Without proactive maintenance steps, businesses could face shutdowns or delays that could cost them revenue and customers.

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Written by Adam Miller
Does My Business Need Hired Car Coverage and Non-Owned Auto Coverage?

Companies of all sizes and industries will often need to use a vehicle to conduct some part of their business, whether it's making a service call, delivering products, transporting raw materials, or driving a client around. While some companies rely on commercial vehicles for these trips, others might need to hire or rent out a commercial vehicle temporarily, or have their employees use their own personal vehicles to conduct company business. In these instances, companies may benefit from having Hired Car Coverage or Non-Owned Auto Coverage.

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Written by Adam Miller
How Business Interruption Insurance Can Help Save Your Business When Disaster Strikes

Business owners understand the importance of having quality commercial insurance protection when disaster strikes, whether it's Commercial Property Insurance, General Liability, Workers Compensation, or Commercial Auto. However, one very important type of commercial insurance is often overlooked by many businesses, which is Business Interruption Insurance, also known as Business Income Insurance.

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