Retail Insurance

Is Your Business Protected from Summer Power Outages?

This February, Texas residents and businesses across the state were caught off-guard when a devastating winter storm caused a major disruption on our state's electrical grid, causing millions to go without power for nearly a week. Although the freeze and widespread power outages caused millions of dollars in losses and damages, the reality is that […]

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Insurance Changes Needed When Your Business Switches to Brick and Mortar

Some of most successful businesses started off small, whether in home offices, garages, through online shops, food trucks, or farmer's markets. Over time a humble startup can grow and expand to brick-and-mortar locations, and with that growth comes important financial changes and decisions. In today's Aegis blog post, we look at some of the insurance […]

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Factors to Consider Before Buying a New Commercial Vehicle

As the year draws to a close, some businesses will face an uptick in deliveries and customer service calls but may be stuck with unreliable commercial trucks and vans, or not enough vehicles to meet demand. Industries such as restaurants, delis, bakeries, and retail stores depend on commercial vehicles but business owners should consider many […]

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Is Your Business Prepared for Sudden Growth?

Every business owner dreams of their company taking off and growing by leaps and bounds, whether through a stream of loyal customers, an effective ad campaign, or even a viral video. Unfortunately, not all companies are ready to handle sudden growth, and dropping the ball on an influx of new business could mean disaster later. […]

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Factors to Consider Before Offering Retail or Restaurant Delivery Services

As retailers and restaurants continue to deal with the impact of the Covid-19 pandemic, some have considered expanding their business model to include delivery services of food or merchandise. While it can be a great way to expand business offerings and serve customers who might be hesitant to shop in person, there are some important […]

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How Business Changes Can Impact Your Commercial Insurance Coverage

As the world continues to grapple with the Covid-19 pandemic, businesses continue to pivot and make changes in order to survive. While many of these changes provide flexibility and new opportunities for growth, they can also leave companies underinsured or overinsured, depending on the changes they make. Today's Aegis blog post looks at some of […]

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Safety Steps To Take Before Reopening Your Business

With businesses closed for over a month due to Covid-19, government leaders must now decide how and when to reopen industries while considering the impact to public health and the economy. In Texas, some businesses will soon begin to reopen but just in a curbside capacity for now. For companies that have never operated curbside, […]

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Why You Should Avoid Canceling Business Insurance During A Closure

With restaurants and retail stores across the country either closed or open only for delivery or curbside service due to COVID-19, business owners are looking at ways to save money by cutting expenses. While canceling unneeded services like cable, streaming music, or linen service might save money now, it's important to not cancel other critical […]

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COVID-19 and Your Commercial Insurance

The immediate impact of the COVID-19 pandemic has been the closure of thousands of businesses and events across the country, including retail stores, restaurants, theaters, bars, and sporting events. While these measures are in place to hopefully contain the viral spread, many companies have been left reeling as to how to proceed and recover from […]

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How To Protect Your Business Before Bad Weather Hits

Severe storms and weather disasters can strike at any time, as Nashville area businesses learned this week when tornados stuck several major commercial areas. For restaurants, retailers, gas stations, and other businesses, there might not be much time to prepare as bad weather approaches, so it's important to develop safety plans to implement when severe […]

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