The needs of a business can change dramatically as the business grows, adds services, and makes improvements. Over time, these changes can impact a company's liability risk and commercial insurance coverage. Unfortunately, some business owners do not realize that some company changes warrant the need for updating coverage amounts and policy protections. In today's blog […]

As the holiday season approaches, many people have begun making purchases for family and friends. Unfortunately, as holiday shopping increases, so does the number of thefts and burglaries across the Houston area. In today's blog post, we look at three ways shoppers can prevent becoming victims of holiday theft, and protect their purchases as well […]

During the holiday season, business owners often plan team-building exercises and company functions to celebrate the company’s successes, reward hardworking employees, or serve the local community as a team.  However, sometimes company functions can get out of hand when employees celebrate a little too much, or they are injured while participating in an event, creating […]

If you venture inside any major retailer, department store, or big box store, you're likely to see a wide array of holiday décor and items for sale. Although the holiday season is the busiest season for both small and major retailers, it can also come with major risks for the business and its owners. In […]

Homeowners welcome a wide variety of people into their home, such as relatives, friends, neighbors, and even service workers and contractors. Although owners often strive to make their home warm and welcoming, they may be unaware of hidden dangers that threaten the safety of their visitors. In today's blog post, we look at some of […]

Business owners typically secure commercial insurance to protect their company from damages caused by theft, fire, floods, and utility disruptions. However, another type of threat looms large for many businesses: civil lawsuits. Unfortunately, many businesses forgo insurance protection from lawsuits because they falsely believe they won't be sued, or they are unaware that such commercial […]

At any given time, companies can experience interruptions to their daily operations due to a number of causes, such as power and utility outages, fire, theft, vandalism, or lightning strikes. Although Commercial Property insurance can cover the cost of replacing or repairing damaged company assets, it does not provide any assistance for companies to cover […]

Baby Boomers represent a large percentage of drivers on U.S. roadways. In fact, there are more drivers over the age of 70 than ever before. Due to the increase in older drivers, the topic of driving safety for senior citizens has become a hot-button topic within many families. One of the biggest factors in senior […]

With Halloween less than a month away, many businesses have begun planning out their Halloween festivities and parties, whether for employees or customers. Activities might range from simple costume or pumpkin decorating contests to full-blown parties with alcohol, live music, and spooky events and games. Although Halloween can be a great opportunity for companies to […]

Houston continues to develop new commercial, office, and residential properties at an astounding rate, far surpassing economic growth in other areas of the country. Our city's robust economy allows many individuals to take a leap of faith and become small business owners. However, owning a small business such as retail shop comes with both high […]