April is National Distracted Driving Awareness Month, and although this is a relatively new national awareness program, the problem of distracted driving is quickly reaching epic proportions. According to the National Highway Traffic Safety Administration, in 2014 alone over 3,100 people were killed and over 430,000 were injured in motor vehicle accidents involving distracted drivers. […]

Businesses can take great precaution to avoid incidents and accidents in the workplace, but the one thing businesses can never completely prevent are lawsuits from former, current, or even prospective employees. A single lawsuit can cost a company thousands of dollars in just attorney fees, not to mention court costs, settlements, and judgments that could […]

Unforeseen shutdowns of businesses can occur at any time, whether because of fire, theft, utility outages, or windstorm damages. When a business is forced to temporarily close, it can often lead to a permanent closure because of the company's inability to cover both the building repairs and the ongoing expenses such as rent, taxes, and […]

Thieves have gotten smarter and more industrious in finding ways to steal from businesses across the country. Whether it's stealing raw materials like copper, expensive equipment such as computers and tools, or hacking into computer networks or financial records, thieves are always looking for an easy way to quickly steal as much as they can. […]

Contractors perform some of the most important work for homeowners and businesses, handling repairs, installations, upgrades, and maintenance that require the skill, certification, and expertise of a professional. Even with years of experience and hundreds of satisfied customers, a contractor can still face risks on the job, which is why having quality commercial insurance tailored […]

We live in a digital age, meaning that technology impacts all facets of our lives, including personal banking, shopping, communication, and especially the business world. Millions of businesses around the world rely on technology to produce products, promote and sell services, reach customers, and secure sensitive company, financial, and customer data. Unfortunately, as technology improves, […]

If you look around your retail store, restaurant, or office space right now, how many potential hazards do you see? At first, you might say "none," but take a closer look. Do you have retail merchandise stacked a little too high, where it could fall down onto a customer? Are there any cracks in your […]

The United States is home to some of the best dining cities in the world, offering dazzling arrays of diverse cuisines and inventive dishes. From small, rustic cafes to opulent, breathtaking dining rooms, chefs and owners strive to grow their restaurants and establish a place in their local dining scene. Unfortunately, there can be obstacles […]

Changes happen in all facets of business, whether it's expanding your company, buying equipment, hiring or firing employees, relocating, or making other important business decisions. Although many of these changes can impact commercial lines of insurance coverage, it can be hard to know when these changes mean cancelling or simply adjusting current insurance coverage. In […]

Business owners face a number of obstacles in the process of creating and establishing their companies. Common obstacles for growing companies include marketing challenges, competition from nearby businesses, hiring and keeping the best people, and reducing expenses. However, one of the most significant obstacles a business can face comes from lawsuits, either from former employees, […]