Disasters can strike at any time and their unpredictability, combined with the damages they cause, leads to major issues for homeowners, renters, and businesses. Although catastrophic events can never be fully prevented, there are proactive measures that can be taken to reduce damages and expedite recovery times. One prime example is having a property inventory for personal or commercial assets.

No matter what you're in the market for, there's a good chance you'll have multiple options or several companies vying for your business. This is true whether you're buying a car, boat, home, clothing, or even a loaf of bread. Consumers have a bounty of choices, but the quality and value among them can vary greatly, especially in the world of personal and commercial insurance.

Although handy for home improvement projects and construction jobs, ladders are one of the most dangerous pieces of equipment found in homes and businesses. According to the Center for Disease Control and Prevention, over 43% of fatal falls in the home involve the use of ladders, while in the business world, ladder falls account for 20% of all falls on worksites, and over 80% of falls in the construction industry. Their instability, combined with frequent misuse, makes ladders a dangerous piece of equipment to use if not handled safely.

Employees should expect to feel safe and protected while on the job, but unfortunately worksite accidents and injuries are still far too common in the U.S. Each year, over 3 million workers are injured in some form while at work, whether because of falls, overexertion, electrocutions, being struck by objects, or other causes.

When it comes to starting a new business, there are a variety of misconceptions and incorrect theories regarding how best to begin and successfully operate a business. Some business owners might believe that location doesn't really matter, that quality isn't an important issue for customers, and that most business insurance isn't really necessary. In reality, location is a critical issue for new businesses, most customers insist on high quality, and business insurance is always necessary to have, especially for companies with higher risks and liability issues.

Texas is home to thousands of award-winning restaurants, including high-end luxury dining rooms, casual BBQ joints serving food on butcher paper, quaint bistros and cafes, and bustling family restaurants. Regardless of the type, size, and cuisine of a restaurant, there are universal liability issues that exist for all restaurant owners.

Texas has long been home to some of the most dynamic restaurants and top dining experiences in the nation, offering customers bold flavors, inventive techniques, and stunning plates. Because of our state's stable economy, growing population, and business-friendly environment, restaurateurs continue to flock to Texas to begin their own dining establishments. While owning a restaurant can be exciting and highly rewarding, it can also come with a host of issues and liability risks for owners.

Over the last few decades, businesses have become much safer for employees thanks to government regulations regarding workplace safety and employee protections. However, not all businesses are as safe as they could be, and some still pose safety hazards for their employees, especially in busy working environments or worksites where dangerous materials are handled. In today's blog post, we look at three specific ways to make businesses a safer place for employees.

Businesses are targeted by criminals for a variety of reasons, such as the higher value of assets inside, poor security measures in place, and the fact that most businesses are empty during the evening hours. A single act of business theft or burglary can cost companies thousands of dollars, not to mention the loss of security and peace of mind for business owners, employees, and customers. In today's blog post, we highlight three specific ways owners and management can keep thieves from targeting their business.

The 2016 hurricane season is officially underway, and with it comes the unease of knowing the Gulf Coast could take a direct hit from a hurricane or other serious tropical storm. Although hurricane preparation is often directed towards individuals and families, businesses should also take time to prepare for a hurricane to protect against severe losses and minimize commercial property damage.