Companies that offer health insurance benefits to their employees will also typically offer life insurance policies to cover employees and their immediate family members. Although employees might believe their employer-provided life insurance policy is sufficient for their needs, the reality is that individuals and families benefit from having a diverse life insurance policy portfolio in […]

September is National Life Insurance Awareness Month, but most Americans know very little about their life insurance options, or aren't sure if they need it. In fact, according to the 2015 Life Insurance Barometer Study, more than 40% of Americans have no form of life insurance protection at all. Sadly, a large majority of those […]

Life insurance is an important part of any family's financial portfolio as it offers peace of mind and financial protection if a loved one passes away. However, life insurance needs can vary over time, and coverage amounts may need to be adjusted depending on the season of life and other mitigating factors. In today's blog […]

Over the last three decades, the percentage of American couples living together before marriage has risen over 70%. Unfortunately, some cohabitating couples may find themselves in a dire financial situation if they do not have comprehensive insurance coverage that protects them and their property in the event of a disaster. The legal benefits and insurance […]

A growing number of Americans have had to make decisions and plans regarding the immediate and long-term care of their retired or elderly loved ones. Medical advancements have greatly improved life expectancies, and as a result, many more senior citizens are thriving well into their 70's, 80's and 90's. However, there is a higher risk […]

The start of a new year is always a perfect opportunity for personal and professional introspection. This gives people the chance to establish goals, reviews successes and failures, and implement changes for future improvement. It is also the ideal time to review financial decisions and protections for the future, including insurance coverage. In today's blog […]

In the course of an adult life, a person can purchase thousands of things, including groceries, cars, clothing, furniture, movies and even a home. Many of these purchases are simple transactions, while others involve completing lengthy applications and waiting for approvals. Additionally, some people always research every item before buying while others blindly sign applications […]

In life, we have many important milestone events, such as graduation, starting a career, marriage, the birth of our children, and buying a home. Purchasing a home is an important and exciting process, but it's also a big financial commitment for individuals and families. For this reason, it's critical to do thorough research before buying […]

In our previous blog posts, we looked at the many life events that occur that require the need to increase or amend insurance coverage. Our first blog post discussed the more common personal life events that create a need for additional property insurance, such as marriage, buying a home, or even divorce. Last week, we […]

In our previous blog post, we discussed that many of the changes that impact our personal lives often do not result in proper adjustments or changes in our insurance coverage. This can lead to individuals and families being underinsured or not having the correct kind of insurance to protect their changing assets or financial situations. […]