Business Insurance

How To Reduce Liability At Company Functions This Holiday Season

During the holiday season, business owners often plan team-building exercises and company functions to celebrate the company’s successes, reward hardworking employees, or serve the local community as a team.  However, sometimes company functions can get out of hand when employees celebrate a little too much, or they are injured while participating in an event, creating […]

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Four Risks Retailers May Encounter During The Holidays

If you venture inside any major retailer, department store, or big box store, you're likely to see a wide array of holiday décor and items for sale. Although the holiday season is the busiest season for both small and major retailers, it can also come with major risks for the business and its owners. In […]

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Could My Business Face A Civil Lawsuit?

Business owners typically secure commercial insurance to protect their company from damages caused by theft, fire, floods, and utility disruptions. However, another type of threat looms large for many businesses: civil lawsuits. Unfortunately, many businesses forgo insurance protection from lawsuits because they falsely believe they won't be sued, or they are unaware that such commercial […]

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Why Do I Need Business Interruption Insurance?

At any given time, companies can experience interruptions to their daily operations due to a number of causes, such as power and utility outages, fire, theft, vandalism, or lightning strikes. Although Commercial Property insurance can cover the cost of replacing or repairing damaged company assets, it does not provide any assistance for companies to cover […]

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The Three Biggest Risks Companies Face On Halloween

With Halloween less than a month away, many businesses have begun planning out their Halloween festivities and parties, whether for employees or customers. Activities might range from simple costume or pumpkin decorating contests to full-blown parties with alcohol, live music, and spooky events and games. Although Halloween can be a great opportunity for companies to […]

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How Retail Shops Can Minimize Business Risks

Houston continues to develop new commercial, office, and residential properties at an astounding rate, far surpassing economic growth in other areas of the country. Our city's robust economy allows many individuals to take a leap of faith and become small business owners. However, owning a small business such as retail shop comes with both high […]

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When Should I Update My Business Insurance Coverage?

As businesses change and expand, so should business insurance coverage. After all, the commercial coverage needs of a brand-new business are very different than insurance needs after several years in operation. Having the right type and amount of commercial coverage ensures that businesses and owners have the financial protection in place to recover quickly if […]

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The Risks of Allowing Pets At Work

Businesses are often looking for new ways to boost morale and reduce stress in the workplace. A new trend among small businesses is to allow employees to occasionally bring their pets to work with them. Although this option is growing in popularity, the decision to allow pets to enter the workplace does come with some […]

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Why Restaurants Face Higher Insurance Risks

Houston businesses need commercial insurance coverage to protect their company, business assets, and their employees. However, some companies and industries need a wider range of insurance coverage due to higher rates of incidents and claims, or greater risks involved with day-to-day operations. In today's blog post, we'll look at why the Restaurant Industry faces higher […]

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Four Ways To Help Commercial Fleet Vehicles Last Longer

A large number of Texas businesses rely on commercial fleet vehicles to make service calls, deliver products, and meet with clients and vendors. Over time, commercial fleet vehicles can wear down over time, and the business may become negatively impacted by vehicle breakdowns or repairs. In today's blog post, we'll highlight four tips to help […]

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