Businesses that have commercial vehicles and commercial drivers understand the many factors that can impact their daily routes and stops. If a driver is feeling unwell, if the vehicle is having mechanical issues, or if there are roadblocks and traffic delays, this can hurt productivity and lead to losses for the company. However, one of […]

Businesses of all sizes and industries face the frustrating problem of theft, whether it's raw materials, money, inventory, tools, company vehicles, equipment, furniture and appliances, or even financial information or sensitive customer records. Many of these crimes can be traced back to individual criminals or gangs that focus on theft. However, a growing number of […]

One of the biggest worries a business owner can have is shutting down their company temporarily due to an issue out of their control, such as a major weather event, utility outage, accident, or unforeseen property damages. For some companies, even the shortest closure could lead to the loss of customers, revenue, and even the […]

In the Gulf Coast region, businesses are well aware of the natural disasters that are common to our region, including flooding, wildfires, hurricanes, hail, and windstorms. Any one of these severe weather events can cause widespread damage to businesses and their commercial property, leading to the loss of both commercial property and revenue. When businesses […]

Do you know that 4 out of every 10 businesses will experience some type of Commercial Property or General Liability claim over the next ten years? Although this might not be a surprising fact to business owners, many do not realize that the most common claims are not the most expensive ones they could face. […]

Every day, individuals and companies turn a good idea into a great product. It might solve a common problem, appeal to a broad market, and have the ideal price point to guarantee strong sales. However, if the product itself isn't safe, or has issues that could cause problems for customers, it could lead to serious […]

In an ideal world, company employees always work hard, they always perform their job correctly and safely, and they never do anything that would harm the reputation or financial standing of the company. Unfortunately, we don't live in an ideal world, and sometimes our employees make mistakes, whether intentional or not, that can have a […]

Nearly all business owners are familiar with Workers Compensation Insurance, and many of them have it to protect against lawsuits or expensive out of pocket costs if an employee is injured or killed in the workplace. Another type of important commercial insurance policy should consider having is Employment Practices Liability Insurance (EPLI) coverage. EPLI coverage […]

Every year, thousands of American workers are injured on the job, whether in an office, a retail store, a restaurant, or some other type of commercial property. Although workplace accidents can range from the very minor to the severe and even deadly, nearly all are preventable in some way. A minimal amount of proactive effort […]

In order for businesses to operate well and allow owners to focus on growth and sales, commercial properties need to be well maintained so they don't become unnecessary distractions or lead to expensive repairs. Unfortunately, some business owners forget to schedule or intentionally skip certain kinds of property maintenance, believing it's not needed or would […]