Contractors perform some of the most important work for homeowners and businesses, handling repairs, installations, upgrades, and maintenance that require the skill, certification, and expertise of a professional. Even with years of experience and hundreds of satisfied customers, a contractor can still face risks on the job, which is why having quality commercial insurance tailored for the contractor industry is crucial.

Business owners face a number of obstacles in the process of creating and establishing their companies. Common obstacles for growing companies include marketing challenges, competition from nearby businesses, hiring and keeping the best people, and reducing expenses. However, one of the most significant obstacles a business can face comes from lawsuits, either from former employees, customers, or other companies.

Owning your own business comes with a bounty of rewards and advantages, but it can also come with a high level of risk, particularly if you have employees on your worksite. Regardless of the industry and levels of training, employees can and do get hurt on the job every day, creating serious liability issues for employers. Workers Compensation insurance makes payments to injured employees for lost wages and medical expenses related to workplace injuries, while also shielding employers from both covering these expenses out of pocket and costly lawsuits.

During the holiday season, business owners often plan team-building exercises and company functions to celebrate the company’s successes, reward hardworking employees, or serve the local community as a team.  However, sometimes company functions can get out of hand when employees celebrate a little too much, or they are injured while participating in an event, creating a potential Workers Compensation issue.

Houston business owners face a myriad of important logistical and financial decisions on a regular basis, especially when a business is first starting out, or when it begins to grow and expand. One of the major decisions a business owner can make is in regards to Commercial Insurance coverage and policies. Commercial Insurance needs can vary greatly depending on the industry, size of the business, location, and state or local requirements.

Tax time can be a revealing time for business owners, as receipts and accounting records can clearly indicate spending trends and expenses that exceeded budgets or expectations. However, businesses still have an opportunity to reduce business expenses for the current year and improve their bottom line with a few proactive steps. In today's blog post, we'll highlight three areas in which business can realize significant savings in their annual budget to allow financial resources to be focused elsewhere.

Business owners know that there are a variety of obstacles to overcome in order to achieve success and growth in their business. In addition, businesses must avoid common pitfalls and mistakes that have doomed other businesses, such as hiring the wrong people, buying poor quality equipment, or choosing the wrong location for their office or storefront. In today's blog post, we'll look at three insurance mistakes that all new businesses should avoid, to ultimately help their businesses achieve future success.