Fast, Reliable Coverage for Fast-Food and Quick-Service Restaurants

Insurance designed for quick-service restaurants, franchise operations, and drive-thru locations, with policies tailored for speed, safety, and scalability.

You Move Fast, So Your Insurance Should Too

Quick-service restaurants thrive on speed and consistency. But fast-paced operations bring fast-moving risks, from employee injuries and fryer fires to drive-thru accidents and delivery dangers.

At Aegis Insurance & Financial Services, we’re experts in Restaurant Insurance, with happy and protected clients across the country. Whether you operate one location or a regional franchise, we’ll help you protect every part of your business and keep downtime to a minimum.

Risks That Hit QSRs the Hardest

Although some issues may be common across all types of restaurants, QSR businesses have unique risks that make them more vulnerable and in need of quality insurance protection.

• Hot Equipment & Burns: High risk of employee injuries in fast-moving kitchens.
• Longer Hours: Higher risk of injuries and incidents from tired employees or potential early-morning/late-night theft.
• More Frequent Slips & Falls: Greater chance of slips and falls because of more foot traffic and self-service drink stations
• Property Damage: Fire, smoke, or vandalism can disrupt service instantly.
• Auto & Delivery Risks: Drive-thru interactions, as well as delivery and catering vehicles increase liability.
• Theft & Employee Dishonesty: Cash-heavy operations are prime targets for thieves.
• Food Spoilage: Power outages or breakdowns can destroy inventory.
• Business Interruption: Every hour of closure means lost revenue.

Aegis offers a full range of reliable Commercial Insurance policies that protect every facet of your QSR, all at competitive rates. Our coverage allows you to focus on growth and efficiency while your business remains protected.

Coverage That Keeps You in Business

Your Business Insurance portfolio should include the following policies to ensure your business is fully protected against all kinds of risks and incidents.

• General Liability Insurance
• Commercial Property Coverage
• Workers’ Compensation Insurance
• Business Interruption Insurance
• Commercial Auto Insurance
• Equipment Breakdown Insurance

A strong Business Insurance portfolio means your business always has the financial protection to make a full and fast recovery if disaster strikes.

Why QSR Owners Choose Us

Aegis has over 20 years of experience providing exceptional insurance solutions to businesses in the restaurant industry, so we understand the market and the unique needs of restaurant business owners.

At Aegis, we proudly offer:

• Restaurant insurance specialists with national reach
• Deep experience with franchise programs and multi-location operations
• Fast service, flexible policies, and responsive claims handling
• Expert guidance on safety, real estate, staffing, and risk reduction to lower premiums 

Let’s Talk About Your Coverage

Your business runs fast, so don’t let insurance slow you down.

Fill out our free quote request form on this page to schedule your free consultation with our Aegis Commercial Insurance agents and get coverage that works as hard as you do.