Electrical contractors face unique risks every time they step onto a job site. Live wires, heavy equipment, elevated work, and tight project deadlines all add pressure.
One mistake or unexpected accident can create major financial problems. You need Commercial Insurance that keeps you protected so you can focus on running your business and serving your customers.
At Aegis Insurance & Financial Services, we offer Commercial Insurance plans specifically tailored to the needs of electricians and electrical service companies of all sizes.
General Liability coverage protects you if a client claims property damage or bodily injury caused by your work.
For electrical contractors, this can include issues with wiring, panels, lighting installations, or equipment failures. This coverage is often required before you can step onto commercial job sites or submit bids for projects, especially for government entities.
Your tools, testing equipment, inventory, office space, and other business property keep your operations moving.
Commercial Property Insurance helps repair or replace these items after fire, theft, storms, or other covered events. It also protects equipment and materials stored in warehouses, offices, or service shops.
Work trucks and service vans carry tools, supplies, and your crew from job to job.
If your work vehicle is involved in an accident, Commercial Auto coverage helps cover your vehicle, drivers, and liability exposures. This is essential for any contractor who relies on daily travel.
Electrical work can be hazardous, and even experienced electricians face risks from falls, shocks, and heavy lifting. Workers' Compensation helps cover medical expenses and lost wages if an employee is injured on the job. Many government agencies and large corporations require this type of coverage before any work can begin.
Electrical contractors may also need Inland Marine policies for tools in transit, Professional Liability coverage if they design electrical systems, and Umbrella Insurance coverage for added protection on large commercial projects.
At Aegis Insurance & Financial Services, we can help you sort through your options and build a policy package that fits your business.
Your electrical contracting business deserves protection that matches the risks of your trade. Call Aegis Insurance & Financial Services at 713-850-7622, or fill out our free quote form on this page to learn how to safeguard your work, your team, and your future with customized commercial insurance coverage.