Workers’ Compensation Insurance works by protecting both your restaurant and your employees when a team member gets hurt or sick while on the job.
In a busy restaurant, a cook might burn their hand, a server might slip on a wet floor, or a dishwasher could strain their back. Workers’ Compensation helps make sure your employees get the care they need without putting your business at financial risk.
The policy pays for doctor visits, hospital stays, prescriptions, and rehabilitation if an employee is injured at work.
If an injured employee can’t work for a while, Workers’ Compensation helps replace part of their lost income. Covering their lost wages encourages them to focus on making a full recovery.
Provides financial support if an employee is permanently injured and can’t return to their previous role.
If an employee files a claim against your restaurant because of a work injury, Workers’ Compensation can help cover your legal costs.
Restaurants are fast-paced, physical environments where slips, cuts, burns, and lifting injuries are common. Workers’ Compensation insurance ensures employees get the help they need while protecting your business from costly lawsuits or out-of-pocket medical bills.
In most states, it’s required by law if you have employees.
A line cook burns their arm while preparing food and needs medical treatment. Your Workers’ Compensation Insurance covers the hospital visit, medications, and a portion of their lost wages while they recover, which keeps both your employee and your business protected.
Aegis Insurance & Financial Services helps restaurant owners find the right Workers’ Compensation coverage for their staff, including cooks, servers, managers, and delivery drivers. Your workers get financial support and peace of mind if they’re ever hurt on the job, and your restaurant is protected as well.
Call Aegis at 713-850-7622 or fill out our online form to get more information about why your restaurant needs Workers Compensation coverage.
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713-850-7622