Protecting the Place Where Your Business Happens

The single biggest part of your restaurant is your physical location, including your outdoor signage, furnishings, appliances, equipment, and décor. Each piece works to make your business unique and welcoming, and all of your commercial property is important to how your restaurant functions.

Commercial Property Insurance helps protect your restaurant’s building, equipment, and everything inside it from damage or loss.

If a fire, storm, vandalism, or other covered event damages your property, this insurance helps pay for repairs or replacements, so you can get back to serving guests as quickly as possible.

What It Covers

1. The Building Itself:

If you own your restaurant’s building and it’s damaged by fire, wind, or other covered causes, Commercial Property insurance helps pay to repair or rebuild it.

2. Equipment and Furniture:

Covers things like ovens, refrigerators, mixers, dishwashers, tables, chairs, and décor if they’re damaged, stolen, or destroyed.

3. Inventory and Supplies:

Protects your food, beverages, and other stock from covered losses, such as spoilage after a fire or power outage.

4. Business Interruption (Optional):

If your restaurant has to close temporarily after a covered event, adding a Business Interruption policy to your Commercial Property coverage can help replace lost income and cover ongoing expenses like payroll and rent.

Why It’s Important

Running a restaurant means relying on your building, kitchen equipment, and supplies every single day. If something unexpected happens, like a kitchen fire or burst pipe, repairs can cost thousands of dollars and even force you to close temporarily.

Commercial Property Insurance helps you recover faster and stay in business.

Protect What You’ve Built

At Aegis Insurance & Financial Services, we help restaurant owners choose the right Commercial Property policy, whether you own your building, lease a space, or operate multiple locations.

Your restaurant is more than a business. It’s your livelihood. Make sure it’s protected.

Call us at 713-850-7622 or fill out our online form to learn more about affordable Commercial Property coverage today!

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713-850-7622

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Aegis Insurance & Financial Services

Protecting Today,
Securing Tomorrow.
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