No small business owner likes to imagine the worst, but the truth is that disasters can happen at any time, no matter how prepared you might be. Whether it's a flood, fire, building damage, power outage, cyberattack, or a major supplier shutting down, these unexpected events can halt operations and threaten the future of your […]

If you own a shop, restaurant, or any type of small business, you already know how important it is to protect your space. Your building, equipment, and inventory are what keep your doors open and customers happy. Commercial Property Insurance is a key part of protecting your commercial property, but you may have noticed the […]

When you're running a business, whether it's a restaurant, retail shop, or office space, the last thing you want to deal with is a fire. Not only can it cause major damage to your building and equipment, but it can also put your employees, customers, and livelihood at risk. The good news is that a […]

If you own a retail shop or restaurant, chances are you've got a vehicle (or a few) that help keep things moving, whether it's for deliveries, catering, getting supplies, or even running errands. Those cars, vans, or trucks are a big part of your business, and just like your storefront or kitchen, they need the […]

Seasonal promotions can be a fantastic way for your Texas restaurant or retail store to draw in new customers, keep loyal patrons excited, and create a buzz in the community. Whether you're rolling out a festive holiday menu, hosting a summer sidewalk sale, or throwing a back-to-school shopping event, these special occasions can be a […]

Running a small business comes with a long list of expenses, and Commercial Insurance is one you should never skip. Carrying the right coverage protects your company, your workers, and your business assets when the unexpected happens, but it doesn't mean you have to overpay for it. There are practical, effective ways to lower your […]

If you're like most business owners, you carry Commercial Property Insurance because it protects your physical assets like your building, furniture, and inventory from things like fire, theft, or natural disasters. But what happens when a vital piece of equipment suddenly fails because of internal issues, like a power surge, mechanical failure, or operator error? […]

If you're a parent getting ready to send your child off to college this fall, you're probably swamped with to-do lists like prepping for move-in day, dorm supply shopping, and scheduling tuition payments. But there's one crucial item that often gets overlooked: your Personal Insurance coverage. Whether your student is moving across town or out […]

Opening a new restaurant is one of the most exciting and challenging ventures in the hospitality industry. Whether you’re a first-time restaurateur or an experienced operator expanding your portfolio, launching a new restaurant concept requires more than great food and a creative idea. It takes planning, compliance, funding, and a deep understanding of operational risk. […]

Retail theft is a growing issue for small business owners, both for large retailers and mom-and-pop stores. Whether it's shoplifting, employee theft, or organized retail crime, merchandise losses eat directly into a company's profits and make it harder to stay afloat. The good news is that if you're a retail owner, there are smart, affordable […]