Running a restaurant means relying on your kitchen equipment and perishable inventory every day. But what happens if a refrigerator fails, a freezer malfunctions, or a power outage ruins your food?
Food Spoilage and Equipment Breakdown Insurance helps cover these unexpected losses, so your business can recover quickly.
Protects your perishable inventory if it’s spoiled due to equipment failure, power outages, or other covered causes.
Example: Your restaurant's walk-in refrigeration stops working overnight, and thousands of dollars of steak, chicken, brisket, dairy, and produce go bad. This coverage helps replace the lost inventory.
Covers the repair or replacement of essential kitchen equipment, including ovens, refrigerators, mixers, freezers, dishwashers, and HVAC systems.
Example: Your commercial oven breaks down, delaying service. Equipment breakdown coverage helps pay for repairs or replacement to minimize your downtime.
If your restaurant has to close temporarily due to equipment failure, adding Business Interruption coverage will help cover lost income and ongoing expenses like payroll and rent.
Restaurants rely on fully functioning kitchens and fresh ingredients to operate. Even a short disruption can result in lost revenue, unhappy guests, and wasted inventory. This insurance protects your investment and keeps your business running smoothly.
Aegis Insurance & Financial Services partners with restaurant owners to identify the right types of coverage needs for equipment, ingredients, and business continuity. With the right policy in place, a kitchen mishap doesn’t have to mean a financial disaster.
Keep your food fresh, your equipment running, and your restaurant open.
Call us at 713-850-7622 or fill out our online form to learn more about Food Spoilage and Equipment Breakdown Insurance.
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713-850-7622