Commercial drivers are in high demand as more businesses look to provide premium services to clients, including same-day delivery of products and merchandise. For example, more restaurants now offer delivery services for their customers, and a growing number of shoppers love the convenience of having their groceries delivered right to their front door. Unfortunately, in […]

The American workforce continues to see an increase year after year in the number of employees who are near or past the typical retirement age. Contributing factors include improvements in healthcare, a growing need for experienced labor, and older Americans who must continue to work because of a lack of sufficient retirement savings. While older […]

Risk exists for companies of all sizes and across all industries, whether it's financial risk, property risks, or physical risks. The key for businesses is reducing those risks whenever possible to ensure a safe workplace for employees, customers, and visitors. One of the most common risks a company can face comes from slips and falls, […]

In an ideal world, company employees always work hard, they always perform their job correctly and safely, and they never do anything that would harm the reputation or financial standing of the company. Unfortunately, we don't live in an ideal world, and sometimes our employees make mistakes, whether intentional or not, that can have a […]

Nearly all business owners are familiar with Workers Compensation Insurance, and many of them have it to protect against lawsuits or expensive out of pocket costs if an employee is injured or killed in the workplace. Another type of important commercial insurance policy should consider having is Employment Practices Liability Insurance (EPLI) coverage. EPLI coverage […]

Every year, thousands of American workers are injured on the job, whether in an office, a retail store, a restaurant, or some other type of commercial property. Although workplace accidents can range from the very minor to the severe and even deadly, nearly all are preventable in some way. A minimal amount of proactive effort […]

Over the last century, the American workforce has both increased and aged as a greater number of workers remain on the job even after reaching retirement age. Some older workers remain active on the job because of improved health and true enjoyment of their jobs, while others need to keep working in order to have […]

Houston is home to thousands of restaurants, cafes, delis, and gourmet dining establishments of all different styles and cuisines. While they may serve vastly different dishes and customer bases, they all face similar challenges. For example, restaurants face higher numbers of business liability claims than some other industries, which can impact their financial health and […]

There is not a job in existence that does not come with some level of risk. Whether a job is indoors or outside, at a desk or behind the wheel, at an entry-level position or in corporate management, workplace accidents can occur. However, some companies do a much worse job than others at mitigating risks […]

Workers Compensation Insurance is a cornerstone of many commercial insurance policies, but in the state of Texas, it is only recommended, and not required by state law. To their detriment, some businesses skip having Workers Compensation coverage with the belief that it's unnecessary because they have little to no workplace accidents. The reality is that […]