The holiday season can be exciting and stressful at the same time. More shoppers, bigger sales, and longer hours create plenty of opportunity for growth, but they also bring a new set of risks. When your store is packed and your team is moving fast, the chance of accidents, theft, or property damage goes up. […]

As the holidays approach, Texas businesses start gearing up for one of the busiest and most important times of the year. But while you're focusing on customers, staffing, and sales, don't forget one key part of your business that needs attention: your commercial property. Colder weather, shorter days, and heavier foot traffic can all create […]

If you're opening or expanding a small business in Texas, it's easy to get caught up in the excitement of finding a perfect storefront or ideal office space. But before you sign any property contracts or lease agreements, you need to understand one thing that can make or break your business: zoning laws. Zoning rules […]

Seasonal promotions can be a fantastic way for your Texas restaurant or retail store to draw in new customers, keep loyal patrons excited, and create a buzz in the community. Whether you're rolling out a festive holiday menu, hosting a summer sidewalk sale, or throwing a back-to-school shopping event, these special occasions can be a […]

Running a small business comes with a long list of expenses, and Commercial Insurance is one you should never skip. Carrying the right coverage protects your company, your workers, and your business assets when the unexpected happens, but it doesn't mean you have to overpay for it. There are practical, effective ways to lower your […]

Opening a new restaurant is one of the most exciting and challenging ventures in the hospitality industry. Whether you’re a first-time restaurateur or an experienced operator expanding your portfolio, launching a new restaurant concept requires more than great food and a creative idea. It takes planning, compliance, funding, and a deep understanding of operational risk. […]

Retail theft is a growing issue for small business owners, both for large retailers and mom-and-pop stores. Whether it's shoplifting, employee theft, or organized retail crime, merchandise losses eat directly into a company's profits and make it harder to stay afloat. The good news is that if you're a retail owner, there are smart, affordable […]

Running a small business means making smart decisions every day, especially when it comes to managing your risks and controlling costs. If you own a retail shop or restaurant, you probably need multiple types of insurance, such as Commercial Property, General Liability, and Business Interruption or Equipment Breakdown coverage. Instead of trying to juggle a […]

Protecting Your Employees and Your Business Workers’ Compensation Insurance works by protecting both your restaurant and your employees when a team member gets hurt or sick while on the job. In a busy restaurant, a cook might burn their hand, a server might slip on a wet floor, or a dishwasher could strain their back. […]

In Texas, the summer heat is brutal for most people, but it can be absolutely dangerous for people working in or near the heat. For example, your business might have employees working in hot kitchens, outside on loading docks, or fulfilling customer curbside orders. For small business owners, failing to prepare for heat-related risks puts […]