Protect Your Revenue When the Unexpected Happens

In the hospitality industry, unexpected events can disrupt your operations and put your revenue at risk. From natural disasters to equipment failures, these interruptions can cost your business thousands of dollars or even jeopardize its long-term future.

Business Interruption Insurance helps cover lost income and keeps your business afloat during tough times.

What It Covers

1. Lost Income:

If your hotel, restaurant, or hospitality venue has to close temporarily due to a covered event, Business Interruption Insurance helps replace the income you would have earned if you were open for normal operations.

2. Ongoing Expenses:

The policy also covers fixed expenses such as rent, utilities, taxes, and payroll while your business is temporarily unable to operate.

3. Extra Expenses:

With this coverage, you get help to pay for necessary expenses to minimize downtime, such as renting temporary kitchen equipment, outsourcing services, or relocating operations until your restaurant is fully operational again.

Why It’s Important

Hospitality businesses rely on consistent service and revenue. A single interruption like a fire, flood damage, or power outage can disrupt operations, damage your reputation, and cause financial stress.

Business Interruption Insurance ensures that even if you’re temporarily closed, your business can survive and make a full recovery.

An Example of How Business Interruption Insurance Works

Let’s say your restaurant suffers a kitchen fire and has to close for two weeks for repairs. While your Commercial Property Insurance covers any physical damages, Business Interruption Insurance replaces the income you would have earned during those two weeks and can help pay ongoing expenses like staff wages and rent.

Protect Your Hospitality Business

For over two decades, Aegis Insurance & Financial Services has helped hotels, restaurants, resorts, and other hospitality businesses secure the right Business Interruption Insurance coverage. Our goal is to keep your operations running smoothly, even when the unexpected happens.

Stay Open Even When The Unexpected Strikes

Call us at 713-850-7622 or fill out our online form to learn more about Business Interruption Insurance and how it helps protect your business future if disaster strikes.