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Written by Adam Miller
Understanding The Basics of Cyber Liability Insurance

We live in a digital age, meaning that technology impacts all facets of our lives, including personal banking, shopping, communication, and especially the business world. Millions of businesses around the world rely on technology to produce products, promote and sell services, reach customers, and secure sensitive company, financial, and customer data.

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Written by Adam Miller
Understanding The Unique Insurance Needs Of Restaurants

The United States is home to some of the best dining cities in the world, offering dazzling arrays of diverse cuisines and inventive dishes. From small, rustic cafes to opulent, breathtaking dining rooms, chefs and owners strive to grow their restaurants and establish a place in their local dining scene. Unfortunately, there can be obstacles to a restaurant's growth and success, but having the right kind of commercial insurance protection can help restaurants and cafes weather any kind of storm.

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Written by Adam Miller
Learn When To Adjust or Cancel Business Insurance Coverage

Changes happen in all facets of business, whether it's expanding your company, buying equipment, hiring or firing employees, relocating, or making other important business decisions. Although many of these changes can impact commercial lines of insurance coverage, it can be hard to know when these changes mean cancelling or simply adjusting current insurance coverage. In today's blog post, we'll detail how consumers can know whether they should adjust their coverage, or if the policy should be canceled altogether.

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Written by Adam Miller
Three Types of Contracts That May Require Additional Commercial Insurance

Contracts are a part of life for businesses, regardless of their size or industry. They may range from the simple, short-term contract to the complex and long-term contracts. However, some contracts require a bit more coverage and protection because of the assets, risks, and contract requirements involved. For these reasons, some contracts may require companies to secure additional commercial insurance coverage.

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Written by Adam Miller
How To Create A Business Asset Inventory

Over time, businesses can accumulate a large inventory of assets, including basic office supplies, tools, specialized machinery and equipment, computers and electronics, and even company vehicles and raw materials.

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Written by Adam Miller
How Business Insurance Helps You Stay Ahead Of Competitors

Compared with other areas of the country, Houston has long enjoyed a strong and growing economy due to the diversity of our industries and business-friendly tax laws. Because of our robust economic growth, businesses must compete even more with their competitors to gain an edge and win a larger share of their market. One way that businesses can stay ahead of their competitors is by a full range of quality commercial insurance.

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Written by Adam Miller
How To Better Protect Your Temp Workers

During the holiday season, many businesses such as retail stores, restaurants, delis, and bakeries depend on temporary workers to help handle the barrage of additional customers and sales. Although they offer relief to swamped business owners, temporary workers can also create potential liability issues when they are not properly trained in all areas of safety and business operations.

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Written by Adam Miller
Is My Current Business Insurance Coverage Enough?

The needs of a business can change dramatically as the business grows, adds services, and makes improvements. Over time, these changes can impact a company's liability risk and commercial insurance coverage. Unfortunately, some business owners do not realize that some company changes warrant the need for updating coverage amounts and policy protections. In today's blog post, we look at three common changes that make updating commercial coverage necessary.

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Written by Adam Miller
How To Reduce Liability At Company Functions This Holiday Season

During the holiday season, business owners often plan team-building exercises and company functions to celebrate the company’s successes, reward hardworking employees, or serve the local community as a team.  However, sometimes company functions can get out of hand when employees celebrate a little too much, or they are injured while participating in an event, creating a potential Workers Compensation issue.

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Written by Adam Miller
The Three Biggest Risks Companies Face On Halloween

With Halloween less than a month away, many businesses have begun planning out their Halloween festivities and parties, whether for employees or customers. Activities might range from simple costume or pumpkin decorating contests to full-blown parties with alcohol, live music, and spooky events and games. Although Halloween can be a great opportunity for companies to attract new customers, or provide a fun event for employees, there are some risks with Halloween parties and activities that can pose liability threats.

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