Whether people are celebrating a birthday or anniversary, a new job or promotion, or just the end of a rough week, it's common for people to partake in an alcoholic beverage or two at a local bar or restaurant. Unfortunately, if people have had too much to drink and become intoxicated, this can lead to disastrous consequences such as altercations with other patrons or even a serious car accident. In these events, the bar or restaurant that provided them with alcohol could be held liable for damages and losses.

Have you ever tripped on a floor mat in a restaurant or retail store? Have you ever had to walk in a poorly lit commercial parking lot or garage? Do you have to constantly step over computer wires and network cables at work? Many businesses do not realize until it's too late that buildings and commercial properties are not always safe for customers and employees. As a result, companies can end up with injured workers and customers, as well as costly and lengthy liability issues.

Business owners understand that any kind of business closure, no matter how short, can negatively impact their company and bottom line. Regardless of the cause, existing and potential customers may choose to take their business elsewhere, which can make it even more difficult when a closed business reopens. In these instances, having Business Interruption Insurance can be incredibly beneficial for companies that want to minimize the financial impact of their closure.

This year's hurricane season is predicted to be another active one, so businesses can take proactive steps now to protect their company, assets, and employees now before a storm impacts our region. While some preparation can be largely physical in nature, such as securing outdoor property and reinforcing windows, other preparation can be done through the help of new technology. Our Aegis blog post today looks at three ways technology can help companies with their hurricane preparation to ensure they make a faster recovery.

When severe weather, natural disasters, or an accident occurs, the end result can be a loss of utilities that impacts many business in the area. While your business might be protected through Commercial Insurance from some kinds of property damage or losses, you might not have the coverage you need if you lose utility services for a period of time, or if the utility outage causes damage to your business property.

Although summer may mean a boost in sales or customer activity, it could also mean an increase in worker injuries, lost or damaged merchandise, or structural issues to your business. For a large number of businesses, summer can be the riskiest time of the year. Today's Aegis blog post looks at the ways businesses may be at a greater risk during the summer months, ways to minimize risks, and what kinds of Commercial Insurance may be needed.

Our ever-changing world of technology has led to countless innovations and improvements in the business world, and has even created new kinds of industries. Although the Internet and mobile devices have forever changed how we shop, work, and communicate, they don't automatically make our businesses safer or more secure. In today's Aegis blog, we look at how mobile devices might be making our businesses and networks less secure, and how certain kinds of Commercial Insurance can help make our businesses more stable and secure.

Business owners often have very specific goals for their company, and will often focus on making sure their business is known as successful, profitable, innovative, popular, or growing. Unfortunately, one word that describes many small and medium businesses is vulnerable; meaning their merchandise can be easily harmed or damaged, or there are other factors that make them less stable. Too often business owners have no clue that their business is vulnerable, or the extent of these vulnerabilities.

Businesses owners know that it's never good to have an unexpected closure, whether it's due to inclement weather, utility disruptions, or damages to the building and interior property. While some businesses can easily transition to an off-site or alternate location, not all have that ability or luxury. As a result, a closure of any kind could be catastrophic to a business and their bottom line.

A growing number of Americans now experience some form of food allergies or food sensitivities, making it a greater challenge for restaurant owners to safely serve customers without causing allergic reactions or illnesses. Although many with these allergies and sensitivities will be very upfront with servers and management when ordering, restaurants might still serve them a meal that triggers a reaction.