We're a social society, and we love to celebrate life's biggest events surrounded by our closest friends and family, whether it's a birthday, graduation, baby shower, family reunion, or a fun crawfish boil with friends. However, hosting a party can come with certain risks, and these risks, if left unchecked, can lead to accidents and potential liability claims. Rather than risk loved ones or close friends getting hurt, homeowners can mitigate these risks through a few proactive steps.

Disasters and life events always bring with them lessons for the future, whether you're directly impacted or have just narrowly avoided a disaster. These lessons may come from natural disasters like Hurricane Harvey, life events like medical emergencies, or accidents like a car crash. In these situations, consumers can learn something about their financial security and protection when it's needed most. One of the more common things people learn after a disaster is that they might have a gap in their insurance coverage.

Companies across the country are finding themselves in uncharted territory as a growing number of Americans workers speak out and stand up against workplace harassment and discrimination. While many companies are taking great strides to train and educate employees on proper workplace attitudes, behavior, language, and conduct, they could still find themselves liable if an employee is harassed, treated improperly, or suffers discrimination in the workplace.

All business owners understand that there are always going to be elements of risk on a daily basis as they run their business. While many of these risks are obvious and easily preventable, some might be not as obvious to property owners. One of the most dangerous but commonly overlooked liability risks for commercial property owners comes from the trees and landscaping on a property. If not properly maintained, a commercial landscape can quickly become the cause of personal injuries, property damage, or liability claims.