More businesses than ever rely on commercial vehicles and company drivers to get the job done, whether it's delivering products and merchandise, making service calls, or transporting materials. While having well-maintained commercial vehicles is important in order to run daily operations, it's just as essential to have quality commercial auto insurance in place in case there are issues or accidents. In today's Aegis blog post, we'll look at three reasons why your business needs quality commercial auto insurance, and how Aegis Insurance & Financial Services can help.

Larger Vehicles Means Greater Risk

One of the biggest differences between most personal vehicles and commercial vehicles is the sheer size. Most commercial vehicles are larger than many standard personal vehicles, and may include large cargo vans, service vehicles, box trucks, cement mixers, refrigerated trucks, and 18-wheelers. Because of their larger size, these commercial vehicles run a greater risk of being involved in accidents or injuring others because of poor visibility of their difficulty in making quick stops.

Larger Liability Issues For Injuries and Accidents

With these larger sized vehicles comes an increase in liability issues for business owners. If one sedan rear-ends another sedan, it might result in minimal car damage and no real physical injuries. But when a box truck or 18-wheeler rear-ends a sedan, it could lead to major damage, catastrophic injuries, and even the loss of life for commercial drivers, other drivers, and their passengers. Any accident injuries or damages are amplified when larger commercial vehicles are involved, increasing the need for quality commercial auto insurance to cover these losses, damages, and medical expenses.

Loss of Merchandise, Tools, and Raw Materials

Finally, an accident involving a large commercial vehicle might not result in any personal injuries for drivers or passengers, but it could lead to losses or damages for the property being transported inside. Companies could be out tens of thousands of dollars if their commercial truck or van overturns, crashes, is stolen, or goes up in flames simply because of the merchandise, tools, or raw materials inside. Whether your company transports auto parts, beer, computer equipment, or livestock, you need to make your sure you have insurance that will protect against your losses.

Aegis Insurance & Financial Services is pleased to be a leading provider of top-quality Commercial Auto Coverage in the Gulf Coast. Our team of Commercial Insurance experts can help you determine your commercial auto risks and create a customized plan tailored to your specific company and industry needs. Give us a call today at 713-850-7622 for more information, or fill out our online form to request a free quote!