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Written by Adam Miller
How To Develop A Renters Emergency Plan

When disaster strikes, some of the most vulnerable people are those renting apartments, as there is not often a clear-cut emergency plan or exit strategy in place. Residents fleeing a fire or other major catastrophe are often confused about where to go or safe places to find shelter or help, and they risk losing their lives or suffering from major injuries because of these delays. In today's blog post, we look at the importance of a renters emergency plan, and how to develop one to protect yourself, loved ones, and personal property if disaster strikes.

Create An Emergency Exit Plan

The first step for renters is to develop an emergency plan for escape in the event of a fire, tornado, or other major catastrophe. Apartment complexes, especially older ones, do not always have clearly designated emergency exits or evacuation areas for residents, so renters should map out where they should go in the event of an emergency. Young families should also make sure to review exit plans with children so they also know where to go in case of disaster. This step can help save lives and ensure that affected residents make it to safe areas.

Secure Important Documents and Files

Additionally, apartment renters should consider storing valuable documents, files, photos, and financial records in a safe and secure location. Ideally, renters should have digital copies of all important paperwork and documentation, such as insurance documents, vehicle titles, banking and financial information, and account and contact information for all utilities and credit card companies. While the digital copies can be saved to a secure cloud site or encrypted file, the original documents, along with rare family photos or other valuable papers, should be stored in a waterproof and fireproof chest safe, or offsite in a safety deposit box or other location. This can offer renters peace of mind that important records, files, and photos are securely stored away and will not be lost forever if they are forced to leave in a hurry due to an emergency.

Get Renters Insurance

Finally, make sure Renters Insurance is in place to protect the value of personal assets. Without this, displaced renters can face replacing all valuables and personal possessions out of pocket. For many, this sudden high expense either means not being able to replace even half of damaged or lost property, or going broke trying to replace everything, and not having the financial resources to cover other expenses or bills. Renters Insurance protects the value of personal property from losses, including furniture, electronics, jewelry, clothing, art, and other personal items lost.

Aegis Insurance & Financial Services is committed to helping renters across Texas get the quality, reliable, and affordable Renters Insurance they need to protect their property. The friendly and knowledgeable agents at Aegis can help answer any questions you may have regarding Renter's Insurance, and can provide you with a free quote today. Call Aegis at 713-850-7622 for more information, or go online to request a free quote today!

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