Starting a new business comes with several important choices and risks for owners, but few are as important as the business location. Once owners find a great part of town to open up a retail store, restaurant, or office, then they have to decide if they should rent a commercial space, or buy one outright.

In today's Aegis blog post, we'll compare buying versus renting a commercial location, and the impact that decision can have on finances and business insurance coverage.

Although businesses continue to experience worker shortages and recruiting challenges, a bigger risk for some companies can come from current workers becoming exhausted and overworked. Employees are desperately needed to help keep businesses afloat, but there are significant dangers that can result from worker fatigue.

In today's Aegis blog post, we discuss four of the primary dangers that come from worker fatigue, as well as ways company owners can better support their staff to minimize these risks.

Restaurants have to be adept at keeping up with constant changes in their industry, either with health regulations, new technology, or recent laws and ordinances. While these changes can impact daily operations, hiring, or efficiency, some can have a broad financial impact, especially with Restaurant Insurance coverage.

One of the worse problems any company can face is an accident or incident on site that leads to a physical injury. Workplace accidents and injuries can have ripple effects on team members, as well as the reputation of the business, so businesses should always make workplace safety a top priority.

Successful restaurants rely on a combination of great recipes, quality ingredients, excellent cooks and waitstaff, and efficient kitchens that can keep up with customer orders. Although restaurant owners might focus on improving areas such as recipes and menu offerings or waitstaff training, even the best restaurants can get derailed when they fail to properly maintain their essential kitchen equipment, which is the backbone of every restaurant.

As companies look forward to the start of a new year, many will choose to close out their year by celebrating their employees' hard work with a party during the holidays. While it can be a great way to unwind and relax, it can also open up businesses to potential liability risks for their owners. In today's Aegis blog post, we offer some suggestions for how to celebrate the holidays safely with employees while also reducing potential liability risks.

For business owners, having Commercial Insurance coverage is an important part of running a business since it offers financial protection and peace of mind in case disaster strikes. Unfortunately, not all business owners make wise decisions when it comes to what kind of policies are needed and how much coverage is needed. As a result, they could find themselves in a major financial bind when they do need to make a claim and discover they don't have the right kind of coverage needed.

As businesses approach the busy holiday season, it can become a stressful time for business owners as they prepare to host holiday parties, welcome an increase in shoppers, and offer a larger amount of merchandise and holiday specials. An important investment for many business owners is the hiring of professional security teams or off-duty police officers to monitor the property and provide extra security during a hectic time.

With businesses facing all types of labor and supplier challenges right now, the last thing companies need is dealing with property damage or losses due to thieves and vandals. A single act of theft or property damage can cause thousands of dollars in repairs, or cause business operations to slow down. Some businesses might not even realize that they have made themselves an ideal target for criminals looking for an easy score.

Crime is a growing problem across many parts of the state, particularly near businesses and busy retail centers. On an almost daily basis there are news reports of crime occurring at shopping malls, restaurants, banks, and grocery stores, with crimes ranging from robbery, assault, or car burglaries. With companies working around the clock to increase their revenue and deal with labor shortages, the last thing they need is to suffer losses or liability issues because of crime on their commercial property.